Who Can Drive Your Lease Car? Only You?
A common pair of questions we get at Pendle Lease from customers who are taking out a personal lease deal is: "can my partner/parent/sibling/pet dog drive my lease car?" or "can I get a lease in my name for my son/daughter/spouse and let them drive it?" There is a myth that only the person named on the lease can drive the lease. Today Pendle Lease are going to be addressing that misconception and hopefully shed some light on an otherwise grey area of personal leasing.
YES
In short, the answer to the above two questions is YES. Your friends and family can drive your lease car (your dog can't unfortunately!) and you can lease a car and allow your spouse/children (with a valid licence!!) to use the car IF you have valid insurance for them. A lease agreement from Pendle Lease can cover everything, from the car to the road tax and even the servicing with a maintenance package. The two things it does not cover are insurance and fuel. Now, the Terms and Conditions of your personal lease agreement state that the vehicle must be kept insured, with a fully comprehensive insurance policy, for the duration of the contract. Therefore, if your policy has your spouse/children/friends etc as named drivers then they are able to drive it. Great news for your son now eyeballing up the brand new sports car on the drive!
What Can You Not Do?
As with anything in life, there are some rules and things that you cannot do.
- Lease a car in your name and not be on the insurance policy. The person named on the lease must be the main driver on the insurance policy, any one else must be named drivers. This is something to bare in mind if you are looking to lease a car for your child, for example, as they will have to be a new driver and will not be building their own no claims discount bonus.
- Lease/rent out your car for a fee. Sub-leasing, as it is known, is not strictly forbidden and against the Terms and Conditions of your lease agreement. You can not hire, rent or lease out your lease car. This is different to lending your car to a friend for a day as it will involve monetary gain.
So there you have it, another myth busted and some clarity shed. Of course if you have any questions regarding leasing please contact a member of the Pendle Lease Team. Until then, take a browse through all of our latest leasing special offers!
